Courtesy pay gets things paid for.
When you opt-in for Courtesy Pay, transactions won’t be declined. A fee will be charged each time Altana covers a transaction that was over your balance.
- Avoid late payments
- Avoid declined cards
- No extra fees
Avoid the embarrassment of a declined card.
Call 406-651-AFCU (2328), visit your local branch or fill out our online Opt-In form to enroll in Courtesy Pay.
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Frequently Asked Questions
If you do not opt-in, any transaction that would result in an overdraft of your account will be declined or returned as an NSF and you will be charged a $32 return check fee.
Altana members can call 406-651-AFCU (2328) or visit their local branch to continue coverage.
Opt-In Form (4.12 KB)
All checking accounts are impacted by this regulation. Members must opt-in for Courtesy Pay or they will not be covered.
No. There is no fee to opt-in to this service; however, if you use Courtesy Pay and an item is paid resulting in an overdraft of your account, a fee of $32 may be assessed.
You may incur a fee of $32 each time an overdraft is covered on your account. You need to qualify for Courtesy Pay, up to $1000.
There is no limit on the number of fees you can incur per day on your account. It just depends on the number of items that overdraft your account.
Yes. You can change your decision to have Courtesy Pay at any time.
Call us at 406.651.AFCU (2328) or 800.221.7555, email us at contactus@altanafcu.org, or visit one of our seven branches. You can mail to any one of our seven branches, but our corporate mailing address is:
Altana Federal Credit Union
3212 Central Ave
Billings, MT 59102
Altana Federal Credit Union
3212 Central Ave
Billings, MT 59102
Altana will pay transactions that would exceed the balance of the account that you’re trying to pay from. There is no fee for the service itself, but a fee may be assessed when Altana covers your payments. To opt-in to courtesy pay, stop by a branch or call us at 406-651-AFCU (2328).
